Private and Small Business customers

With our wide range of products, we offer our customers the chance to manage their finances responsibly.

A woman wearing a hat and gardening gloves stands in a park and holds two small tree saplings in her arms. She smiles at the camera.

Sustainable Banking means making responsible and conscious financial decisions. In this way, we can contribute to a future worth living. Find out how you can invest your money in an environmentally and socially responsible manner and finance projects or the transformation of your company with a sustainable approach.

Sustainability is a multi-layered concept that can be interpreted in different ways. For this reason, the specific sustainability aspects of each financial product and service offering are presented and explained in more detail via the provided links. All the following linked websites are available in German only.

For private and small business customers

Responsible product/service offering for private and small business customers

We want to guide our customers on the path to creating a sustainable society and support the sustainable transformation of their company with our sustainable financial products and service offerings.

For all customer groups

Sustainability in financial consulting

We aim to provide fair and expert advice with our financial planning tools FinanzKompass, Strategiedialog and the Unternehmerdialog accompanied by partner offers such as Global Changer and the Impact Solutions platform.

Sustainability in analysing customer needs


With our FinanzKompass, we help private customers to better understand their individual financial situation and offer tailored recommendations based on customer data. In the category ,,Acting Sustainably”, our customers learn how they can act sustainably when it comes to financial matters.

Comprehensive advice for our wealth management customers


The main advisory tool for our wealth management customers is the ,,Strategiedialog”. The inclusion of the customer’s personal goals and wishes as well as the holistic consideration of the customer’s entire assets are elementary. Based on the information provided by the customer, we perform an overall asset allocation including a medium- and long-term scenario analysis. Furthermore, we determine action tailored recommendations with the aim of optimising the customer’s portfolio in the best possible way and in line with the latest scientific findings.

CO₂ Calculator

Determine CO₂ footprint now

The CO₂ Calculator helps you determine your approximate personal CO₂ footprint. It thus provides clarity on areas of life with a need for additional climate protection. If you want to do something to protect the climate,

Not all entrepreneurs are the same


Our special consulting service ,,Unternehmerdialog” for small business customers, is designed to anticipate our customers’ issues and offer the best long-term solutions. The transformation towards a more sustainable economy affects all of us and creates immediate opportunities and risks. With the ,,Unternehmerdialog”, we want to play an active role in shaping this change – alongside our small business customers.

Global Changer

Reducing CO₂ emissions in the company

With Global Changer, you can determine your company’s current CO₂ footprint, as well as its climate targets and strategies for implementation. This enables you to achieve cost savings, actively work for climate protection and stabilise your business model.

Impact Solutions B2B Platform

Innovation meets sustainability

For many companies, sustainable transformation is one of the biggest and most complex challenges: Both visibility and access to new providers, as well as capacity and know-how are limited.

The Impact Solutions platform, developed by our subsidiary Neosfer GmbH, helps you to find the right solution for every stage of your sustainability transformation.

Cooperation with Bergwaldprojekt e.V.

,,We plant values!”– Our customers and the German forest benefit from this cooperation

Commerzbank is one of the main sponsors of the non-profit organisation Bergwaldprojekt e.V. The cooperation started in October 2018: For every new electronic mailbox in our online banking system, Commerzbank reforested one square metre of forest in Germany by passing on the cost savings for paper, printing and mailing documents to Bergwaldprojekt. In this way, the bank and its customers jointly saved natural resources, reduced climate-damaging CO2 emissions, and supported the reforestation of German forests.

The cooperation has been continued through several activities since 2020. Various measures – e.g. by our asset management have made a significant contribution to achieving the impressive reforestation area of over 1.1 million square metres of public forest at 37 locations in Germany as of December 2023. In 2023, for example, we promoted the reforestation of additional 18,525 square metres of public forest in Germany for every customer who realigned their investment with a sustainable pronounced asset management.

Women & Finances

Our various content formats are designed to educate women in finance topics in order to encourage them to make independent and better financial decisions for their own future.