Commerzbank achieves record operating result

Commerzbank achieved the best operating result in the Bank’s history for the 2025 financial year: compared to the previous year, it increased by 18% to €4.5 billion. Thanks to the strong performance of net commission income across all customer segments and the excellent results of mBank, revenues increased by 10% to €12.2 billion. Net interest income remained almost stable at the prior year’s level at €8.2 billion despite significantly lower benchmark interest rates. The net result reached €2.6 billion, exceeding the target of €2.5 billion – despite restructuring expenses totaling €562 million for the transformation of the Bank. The cost-income ratio was further improved by 2 percentage points, reaching 57%.

For the current financial year, Commerzbank expects a net result above the original target of €3.2 billion set under its “Momentum” strategy. Additionally, the Bank reaffirms its financial targets for 2028 as part of the implementation of its “Momentum” strategy: a net return on tangible equity of 15%, a cost-income ratio of 50%, a Common Equity Tier 1 ratio of 13.5%, and a net result of €4.2 billion.