Third-Party Service Providers

General Information

The second EU Payment Services Directive (PSD2) introduced some changes to payment services within Europe in order to harmonize the payment market. PSD2 aims to promote competition and innovation in payment services.

Starting on the 14th of September 2019 so-called Third-Party Service Providers can be granted access to your payment transaction accounts at your bank. There are three different services:

  • Account Information Service (AIS): you can provide permission to a Third-Party Provider (TPP) to obtain information about your accounts, account balances and transactions.
  • Fund Confirmation Service (FCS): with this service you provide a Third-Party Provider (TPP) permission to request an account coverage check for defined accounts. The Third-Party Provider (TPP) only requests the coverage of a certain amount during the payment process.
  • Payment Initiation Service (PIS): you can trigger payments, such as transfers, through a Third-Party Provider (TPP), which will be booked from your bank account.

The consent for an Account Information Service (AIS) and Payment Initiation Service (PIS) is issued for a certain time period which is displayed on the Third-Party Provider management in your online banking portal. The consent for a Fund Confirmation Service (FCS), however, is a one-time consent and has to be provided with each new payment.

The Third-Party Provider (TPP) management online allows you to manage or delete your Account Information Service (AIS) consents, or to authorize a Third-Party Provider (TPP) for the Fund Confirmation Service (FCS).

That's how it works

  • After the login, you will find the link "Third-Party Provider" under "My Online Banking“  “Online Access“  “Additional Services".
  • Use the "Manage" link to authorize or delete a Third-Party Provider (TPP) for Fund Confirmation Service (FCS). Here you will also find a list of all authorized Account Information Service (AIS) and Payment Initiation Service (PIS) consents (including their scope and access rights).
  • To authorize other Third-Party Provider (TPP)s to use the Fund Confirmation Service (FCS), please click on "Add Fund Confirmation Service".
  • The "Entitle Fund Confirmation Service" page will open. Please enter the name of the Third-Party Provider (TPP) you want to authorize. Afterwards, you can select the account for which you want to grant permission.
  • To authorize your desired service provider for the Fund Confirmation Service (FCS), please provide authorization with a TAN.
  • If you would like to enable multiple accounts, please go through the process for each account.
  • To revoke your consent for Fund Confirmation Service (FCS), Account Information Service (AIS) or Payment Initiation Service (PIS), please click on the trash can icon and confirm the deletion.
  • To export the list of third-party services for which you have given permission, please click on the button "CSV" on the third-party provider page.