Energy-efficient real estate promoted Energy-efficient real estate promoted



In Germany, buildings account for a good third of the energy requirements and are also responsible for about 30 percent of the greenhouse gas emissions over here. To make investments in energy efficiency even more profitable, Commerzbank offers discounted financing conditions for the construction or purchase of low-energy properties.

The "Green Mortgage" grants an interest discount for buildings used by own or by third parties whose final energy consumption is less than 75 kWh per square meter of usable area. This applies equally to the purchase, new construction, modernisation or the rescheduling of ongoing financing. We support condominiums, single or two-family houses, terraced houses or semi-detached houses. Funding programmes from KfW can be combined with the green mortgage. The prerequisite is confirmation of the energy requirement by an energy consultant or architect (valid energy certificate).

For Commerzbank, green mortage is a further contribution to climate protection, in addition to the extensive financing of renewable energies, the consideration of climate risks in its core business (e.g. coal position) or its own climate neutrality since 2015.